Auckland CBD Apartment Sizes at a Glance
| Size Category | Typical Area | Price Range | Best Suited For |
|---|---|---|---|
| Studio | 20-35 sqm | $280K – $420K | Solo occupants, investors, students |
| One-bedroom | 40-55 sqm | $450K – $650K | Singles, couples, first-home buyers |
| Two-bedroom | 60-85 sqm | $600K – $950K | Couples, small families, sharers |
| Three-bedroom | 85-120 sqm | $900K – $1.5M+ | Families, downsizers, professionals |
Studios (20-35 sqm) – When They Make Sense
Studios combine living, sleeping, and kitchen areas into a single open space, with a separate bathroom. In Auckland CBD, studios are the most affordable apartment type and offer the highest gross rental yields for investors.
Best for: investors targeting yield, solo occupants who spend most of their time out of the apartment, or buyers on a tight budget who want CBD living.
Consider carefully if: you work from home (no separate workspace), you are a couple (limited privacy), or you plan to resell soon (financing restrictions on very small units).
Important: many banks will not lend on apartments under 40 sqm. If you are buying a studio, confirm financing before committing. Some studios under 25 sqm may require cash purchases.
One-Bedroom Apartments (40-55 sqm) – The Most Popular Choice
One-bedroom apartments are the most commonly bought apartment type in Auckland CBD. They offer a separate bedroom, an open-plan living and kitchen area, and a bathroom. Many one-bedroom apartments also include a study nook or small office area.
Best for: first-home buyers, singles or couples, professionals wanting a city base, and investors seeking a balance between yield and resale appeal.
Consider carefully if: you need regular space for guests (one-bed apartments rarely have a second sleeping area), or you are planning to start a family within the next two to three years.

Two-Bedroom Apartments (60-85 sqm) – Best Value for Space
Two-bedroom apartments offer significantly more versatility. The second bedroom can serve as a guest room, home office, or children’s room. Two-bedroom units also tend to be easier to finance and resell than studios or one-bedroom apartments.
Best for: couples who want flexibility, professionals who work from home, sharers splitting costs, and investors wanting broader tenant appeal.
Consider carefully if: budget is tight. The jump from one-bed to two-bed pricing in Auckland CBD is typically $150,000 to $300,000.
Three-Bedroom Apartments (85-120+ sqm) – Premium and Limited
Three-bedroom apartments in Auckland CBD are relatively rare and command premium prices. They are typically found in newer or higher-end buildings and often include features like two bathrooms, a separate laundry, and larger balconies.
Best for: families committed to city living, downsizers from suburban homes who want space, and professionals who need a dedicated home office.
Consider carefully if: you are buying purely for investment. Three-bedroom apartments have lower yields and a smaller tenant pool compared to one- and two-bedroom units.
How to Decide – Key Questions to Ask Yourself
- How much time do you spend at home? If you are out most of the day, a smaller apartment may be perfectly adequate.
- Do you work from home? If yes, you likely need at least a one-bedroom with a study nook, or ideally a two-bedroom.
- Are you buying for lifestyle or investment? Investors should prioritise yield and resale appeal. Owner-occupiers should prioritise comfort.
- How long do you plan to stay? If this is a short-term purchase (under 3 years), a smaller apartment reduces your capital outlay. For longer holds, buy the size you will actually enjoy living in.
- Will your needs change? If you are planning a family or expecting a partner to move in, buy for where you will be in 2-3 years, not where you are today.
FAQ
Most New Zealand banks require a minimum internal area of 40 square metres for standard residential lending. Some banks may lend on smaller apartments with conditions, such as higher deposit requirements. Apartments under 25 sqm are typically cash-only purchases.
Two-bedroom apartments generally have the strongest resale appeal in Auckland CBD because they attract the widest range of buyers, including owner-occupiers, investors, couples, and sharers. Studios can be harder to resell due to financing restrictions.
A well-designed one-bedroom apartment of 45-55 sqm can work well for a couple, provided the layout separates the bedroom from the living area and there is adequate storage. Couples who both work from home should consider a two-bedroom for the additional space.
Summary
- Studios ($280K-$420K) suit investors and solo occupants but have financing restrictions
- One-bedrooms ($450K-$650K) are the most popular and versatile choice
- Two-bedrooms ($600K-$950K) offer best value for space and strongest resale appeal
- Three-bedrooms ($900K-$1.5M+) are premium, limited stock suited to families and downsizers
- Buy for where you will be in 2-3 years, not just your current situation