The latest market insights. All in one place.

Borrower pain hits five-year high: Who’s being hit the hardest

The percentage of borrowers behind on their payments has hit the highest level in five years, with the remainder of the year expected to remain challenging.

Spoiler alert: Nothing here matters if National loses the election ...

The five things you need to know about the housing market this week.

Property sellers leaving the sidelines

Confidence and activity seem to be returning to the property market, Realestate.co.nz says.

Added urgency coming into play in the market.

Market dynamics have changed in the last few months, with first-home buyers facing more competition.

'It was a swarm': 44 bids for a $742K leaky home, 80 bids for a South Auckland bungalow.

Lower stock levels are creating more competition for some properties – as demonstrated at our recent Ray White Manukau In Rooms auctions.

Shock jump in interest rates on the cards - what does it mean for house prices?

Shock predictions of higher than expected interest rates are unlikely to cause house prices to fall further, say economists. Although not all agree.

Investors with mortgages crowded out by cashed-up buyers, first-home buyers.

Mortgaged investors have backed away from the housing market, with record numbers of first-home buyers (FHBs) and investors with cash picking up the slack.

Five things you need to know about the housing market this week.

Who sored the best bargains in the worst market since the GFC?

To buy or not to buy?

RBNZ hiked in the OCR (official cash rate) to 5.25% at the beginning of the month in a bid to bring inflation down – and it looks like it finally started to work. The inflation rate dropped to 6.70% this quarter.

Buyer's gamble sees flood-damaged South Auckland home sell for $575,000

A three-bedroom South Auckland house damaged during the summer flooding sold at auction last week for $575,000 – more than half-a-million dollars below its CV.

What first home buyers should be worrying about

Tens of thousands of Kiwis will soon collectively decide there is no point in waiting.

LVRs and CCCFA: What the home loan shake-ups really mean for the housing market.

Borrowers may find it easier to get access to credit as a result of changes to the CCCFA and the LVRs.

Have we killed the beast? What inflation figures mean for interest rates.

Here are five things you need to know about the housing market this week.

NZ's Economy isn't "munted" says economist as rate pain fears grow.

Buyers risk losing out if they think current conditions are permanent.

April Cash Rate: How does the cash rate impact me?

In today’s meeting, the Reserve Bank of New Zealand (RBNZ) decided to move the cash rate for the eleventh consecutive time.

First home buyers possible beneficiary as asking prices cool.

The average asking price for a house in New Zealand has dropped more than 10% in the past 12 months – could this signal an opening for first home buyers?

Will the US banking crisis spark housing market revival?

More and more people will realise that rates have almost certainly peaked. 

When will the latest mortgage rates come down?

Compare home loans on offer from NZ lenders for buying, refinancing, investing, or building a property.

How much higher are home loan rates going to go?

Fixed home loan rates could peak at more than 7% this year before starting to fall again, ASB senior economist Chris Tennent-Brown says.

The one upside of being in an early recession.

Five things you need to know about the housing market this week. 

$900 a fortnight extra on your mortgage bill: What can you do to beat the squeeze?

Homeowner finances will be squeezed this year, with almost half of all fixed-term mortgages coming up for renewal in the next 12 months.

Nine reasons why the housing market in likely to change it's tune this year.

First home buyers are returning to the housing market but investors seem to have gone quiet. Here’s what we can expect.

NZ's new rental crisis: Scramble to find a home after floods and cyclone damage.

Letting agents are reporting a huge increase in demand for rentals – including furnished properties – as people leave flood-damaged homes.

Survey of inflation expectations to bring Reserve Bank ‘a bit of relief’

Financial markets are placing greater bets on the Reserve Bank hiking the official cash rate (OCR) by 50 points, rather than 75, when it reviews monetary policy settings next Wednesday.

Will Auckland's floods push interest rates to punishing levels?

Inflation looked as if it was peaking but extreme weather could fuel another round of price lifts.

Who's bidding against your now? Why investors are missing in action.

The five things you need to know about the housing market right now.

Respite from interest rate hikes looms as unemployment rises.

Experts say the last 12 months have been some of the most turbulent and challenging for the market.

Two big banks cut longer term mortgage rates,

ANZ has sliced between 15 and 55 basis points off its rates from 18 months to five years, but its six-month and one-year rates will see no change.